Question:- Which of the following statements is true about a Medicare Supplement Insurance Plan member who wants to enroll in an MA Plan? a. Medicare Supplement Insurance cannot be used in conjunction with an MA Plan; therefore, after receiving confirmation of enrollment into the MA Plan, the member should submit to their Medicare Supplement Insurance carrier a written request to cancel his/her policy. b. When a member enrolls in the MA Plan their current Medicare Supplement Insurance Plan will automatically cancel. c. The member must submit a written request to cancel their Medicare Supplement Insurance Plan the same day they submit their MA Plan enrollment application. d. The member should not cancel their Medicare Supplement Insurance Plan because Medicare Supplement Insurance can be used in conjunction with an MA Plan.
Answer:- Medicare Supplement Insurance cannot be used in conjunction with an MA Plan; therefore, after receiving confirmation of enrollment into the MA Plan, the member should submit to their Medicare Supplement Insurance carrier a written request to cancel his/her policy.
Question:- Which of the following best defines Medicare Part D? a. It is a government program, offered only through a private insurance company or other private company approved by Medicare, which provides hospitalization coverage. b. It is a government program, offered only through a private insurance company or other private company approved by Medicare, which provides prescription drug coverage. c. It is a government program, offered only through a private insurance company or other private company approved by Medicare, which provides medical and hospitalization coverage. d. It is a government program, offered only through a private insurance company or other private company approved by Medicare, which provides medical coverage.
Answer:- It is a government program, offered only through a private insurance company or other private company approved by Medicare, which provides prescription drug coverage.
Question:- Aside from a stand-alone Medicare Prescription Drug Plan, how else could a Medicare-eligible consumer get Part D prescription drug coverage? a. They could sign up for a pharmacy savings card through their local pharmacy. b. There is no other way a Medicare consumer could get Part D prescription drug coverage. c. They could enroll in a Medicare Supplement Insurance Plan. d. They could enroll in a Medicare Advantage Plan or other Medicare health plan that includes prescription drug coverage.
Answer:- They could enroll in a Medicare Advantage Plan or other Medicare health plan that includes prescription drug coverage.
Question:- Which of the following statements does not correctly define prescription drug stages? a. The catastrophic coverage stage is when the member will only pay a small coinsurance or copayment for covered drugs for the remainder of the plan year. b. Initial coverage is the stage when the plan pays part and the member pays part, usually as coinsurance or copayments. c. A deductible is the amount the member must pay for every prescription medication, regardless of what stage they are in. d. The coverage gap ends when the member has spent $6,550 (in 2021) in out-of-pocket expenses for the plan year.
Answer:- A deductible is the amount the member must pay for every prescription medication, regardless of what stage they are in.
Question:- Which of the following options are drug utilization management (UM) rules?
Answer:- 1. Quantity Limit 2. Prior Authorization 3. Step Therapy
Question:- A consumer may have to pay a Late Enrollment Penalty (LEP) if they did not enroll in a Medicare Advantage plan with Part D benefits or stand-alone prescription drug plan when they were first eligible for Medicare Parts A and/or B or went without creditable prescription drug coverage for
Answer:- 63 continuous days or more
Question:- Through which means is financial assistance offered to a consumer who qualifies for Low Income Subsidy for their part of Medicare Part D costs? a. Through a combination of subsidies and annual refund checks b. Through subsidies such as lower or no monthly plan premiums and lower or no copayments c. Such financial assistance will no longer be available as of January 1, 2020 d. By receiving annual checks with a refund based on a predetermined percentage of Part D costs
Answer:- Through subsidies such as lower or no monthly plan premiums and lower or no copayments
Question:- Which of the following is true about Medicare Supplement Insurance underwriting criteria in states where underwriting applies? a. Underwriting is required if the consumer is not in his/her Medicare Supplement Open Enrollment period or does not meet Guaranteed Issue criteria. b. Consumers will never be underwritten to determine their rate. c. If the consumer meets Guaranteed Issue criteria, he/she may be underwritten to determine his/her rate. d. During Medicare Supplement Open Enrollment, consumers will only be required to answer the underwriting eligibility questions.
Answer:- Underwriting is required if the consumer is not in his/her Medicare Supplement Open Enrollment period or does not meet Guaranteed Issue criteria.
Question:- Which of the following is NOT true about the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA) impact to Plans C and F? a. Consumers eligible for Medicare Part A on or after January 1, 2020, will not be able to purchase Medicare Supplement Insurance Plans C or F. b. Consumers already enrolled in Plans C or F are required to change plans. c. Consumers eligible for Medicare Part A before January 1, 2020, can enroll in Plan C or F even after 2020 and can keep their plans as long as they choose.
Answer:- Consumers already enrolled in Plans C or F are required to change plans.
Question:- What molecule did Woese and Fox use to construct their polygenetic tree?
Answer:- 16S ribosomal RNA
Question:- What activities correspond to a Traditional Biotechnology? I. Winemaking with the use of yeast. II. Making cheese using mushrooms. third Massification of recombinant DNA vaccines. a) Only I. d) II and III b) Only III e) I, II and III c) I and II
Answer:- a) Only I. d) II and III
Question:- The humerus articulates with what 2 other bones at the elbow? (spelling counts!)
Answer:- It articulates with the radius and ulna bones of the forearm to form the elbow joint.
Question:- These nutrients move up through the food chain
Answer:- These organic nutrients move up through the food chain. However, when death occurs, decomposition returns the nutrients to the earth.
Question:- Does saccharomyces have a membrane bound nuclei?
Answer:- Saccharomyces are EUKARYOTES. Every eukaryotic organisms possesses a membrane bond nucleus. Nucleus is surrounded by inner membrane (Non-ER) & outer membrane (ER). It is a non-motile organism. It reproduces by budding. It can be grow as haploid (n) or diploid (2n).